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Home security system insurance discount in Champaign and additional ways to reduce expenses with a modern smart home

November 21, 2022
Close up security home system app on a smartphone.

It’s widely known that home security systems are worthy investments to boost your family’s protection. They shield your residence from hazards with modern devices like video cameras, smart entry locks, and alarms. With the proper installation, you also get the perks of a monitoring team that springs into action whenever an alarm is triggered.

The improved defense is wonderful but there’s more as your smart home can even make a difference in your budget. To begin, there’s savings on utility costs through automated systems. And many times fully integrated systems like those provided by Vivint can get you an insurance discount.

Monitored security systems are best for insurance discounts in Champaign

It’s true you might get an insurance discount on your home security system in Champaign. The extent of your discount may vary greatly and is contingent on two key elements - your insurer and the sort of devices you install. While a limited, bare-bones alarm with a couple window or door sensors could get you a minor premium reduction, there may be a chance to increase your discount even more.

If you have devices including video cameras, monitored smoke detectors, and smart locking systems, you may get a larger deduction from your policy’s provider. If you want an even bigger discount, you are well advised to include 24/7 monitoring. When you include monitoring, you’re informing the insurance company that someone is always watching your home and ready to respond to an emergency, no matter if you’re you’re on site or not. To get specifics on if your home qualifies and how much you can save, touch base with your policy’s representative.

Home automation in Champaign offers additional savings

Looking to lower costs even more? Home automation is an excellent option. Consider the benefit of using a smart thermostat that discerns your normal routine and changes settings correspondingly. If you leave for the day, your thermostat can change the temperature on its own to help you reduce energy consumption. Your lights may be set to work in a corresponding manner and activate as you enter an area or shut down as you depart. In the long run, the savings on your energy bills can be surprising.

Complete systems from Vivint are easy to adapt and can be configured during the initial installation or completed later on via your central command hub or smartphone app. It doesn’t take long to program a versatile, full-featured system.

Forget to turn the lights off? Access your system from any location

An additional means to lower utility bills is by accessing your system remotely. Although your smart home has the ability to make adjustments on its own, you are also able to simply direct components from your cell phone. If you don’t remember to shut off the lights or change the thermostat prior to departing, don’t fret. All you need to do is go into the Vivint app on your mobile device and make the desired changes. You can even engage or disengage your system from any location. Wish to adjust how your devices react? You can update that from your phone as well.

Contact us for your own home security system in Champaign and start saving

Would you like to begin cutting costs with a home security system insurance discount in Champaign? Consult with a Vivint professional today to configure a monitored smart home that will lessen your insurance rates while elevating your home’s protection and functionality. Call (217) 759-1212 or submit the form below to get started.